Quick Facts
Research from expense software provider AppZen shows that AI-generated fake receipts comprised 14 percent of detected fraudulent submissions in September 2025, up from zero in 2024.
Fintech company Ramp reported that over USD 1 million in fraudulent invoices were flagged in the preceding 90 days.
The rise in fraud correlates with the growing accessibility of AI image-generation tools capable of producing believable document forgeries.
Experts at SAP Concur warn that even trained manual reviewers struggle to distinguish these AI-generated receipts from genuine ones.
Companies are increasingly forced to invest in advanced metadata-scanning and verification systems to keep up with the evolving fraud landscape.
The trend spans both large enterprises and small businesses, putting broad pressure on accounts-payable and procurement functions.
The issue is flagged as a growing chapter in the broader shift where AI is reshaping operational risk rather than just external cyberthreats.